Legal Notice

01Acceptance of the terms

By accessing and using the site thecowriereport.com, you accept this Legal Notice. If you do not agree, please do not use the site. Continued use after any modification implies acceptance of the new terms.

02Nature of the content

The Cowrie is an independent editorial publication. All published content, analysis, data, charts, commentary and opinion, is for information and education only.

The content covers the exchange rate, dollarization, inflation, monetary policy, stablecoins, forex and the Nigerian and international financial markets. The analysis is built from verifiable primary sources (CBN, NBS, CoinGecko, NGX, SEC Nigeria, FRED) and reflects the editorial reading on a given date.

03Absence of investment advice

The Cowrie is not a licensed operator of any kind. It does not act as an investment adviser, portfolio manager or securities intermediary, and holds no licence from any financial authority. Capital markets activity in Nigeria is regulated by the Securities and Exchange Commission (SEC Nigeria); banking and foreign exchange are regulated by the Central Bank of Nigeria (CBN). No publication on this site should be read as personalised advice for your specific financial situation.

Investment decisions involve risk, can lead to significant losses, and should be made on the basis of your own analysis, your risk profile, your personal objectives and, where appropriate, with the support of professionals duly licensed by the relevant Nigerian authorities.

The reader acknowledges and accepts that any decision taken on the basis of the content of this site is their sole responsibility.

04Market risk

Trading in financial markets, especially in derivatives, futures contracts, options, foreign exchange, crypto assets and leveraged products, carries a high risk of capital loss, and losses can exceed the amount invested. Past performance does not guarantee future performance. Market conditions can change quickly and unpredictably.

05Intellectual property

All content published on The Cowrie, texts, charts, diagrams, code and design, is protected by copyright under the Nigerian Copyright Act 2022. Reproduction, in whole or in part, is permitted provided that:

• The source is clearly credited («Source: The Cowrie») with a link to the original article.
• The quotation does not exceed 30% of the original article.
• It is not used for commercial purposes without written permission.

06Limitation of liability

The Cowrie accepts no liability for losses or damages, direct or indirect, arising from the use of the published content. The reader understands that the information may contain inaccuracies, typographical errors or out-of-date figures, and that market conditions can change quickly after publication.

07Modifications

The Cowrie reserves the right to modify this Legal Notice at any time. Modifications take effect from the date of publication on this page. It is the user's responsibility to review this document periodically.

08Governing law and jurisdiction

This Legal Notice is governed by the laws of the Federal Republic of Nigeria. Any dispute arising from the use of the site will be resolved by the competent courts of Lagos State, unless the law provides otherwise.